# Terms of Use

> Source: https://ibl.ai/terms-of-use

These Terms of Use govern your use of the ibl.ai application and any related services.

## 1. Acceptance of Terms

By accessing or using ibl.ai, you agree to be bound by these Terms of Use.

## 2. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and providing accurate information.

## 3. Use of ibl.ai

Use the platform for lawful purposes only. Do not attempt to damage, overburden, or impair the service.

## 4. Third-Party Services and Infrastructure

ibl.ai uses third-party services including:
- Cloud providers: AWS, Azure, GCP, Oracle
- AI model providers: OpenAI, Anthropic, Google, Meta, Mistral
- On-premise deployment supported for organizations requiring full data control

## 5. AI-Generated Content

Content generated by AI may not always be accurate and should not be considered professional advice.

## 6. Data Ownership

You retain ownership of your data. ibl.ai has a limited license to process your data for service delivery. Your data is not used for third-party model training without explicit opt-in. On-premise data stays local.

## 7. Intellectual Property

ibl.ai platform content and code (excluding customer-owned deployments) are the property of ibl.ai.

## 8. Privacy

See our [Privacy Policy](/privacy-policy) for details on data collection and usage.

## 9. Disclaimer of Warranties

The service is provided "as-is" and "as-available."

## 10. Limitation of Liability

ibl.ai is not liable for indirect or consequential damages.

## 11. Governing Law

These terms are governed by the laws of the United States.

## 12. Changes to Terms

We may update these terms. Continued use constitutes acceptance of changes.

## 13. Contact

For questions about these terms: partner@ibl.ai

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*[View on ibl.ai](https://ibl.ai/terms-of-use)*