Build secure apps on a backend that scales
Ship compliant AI apps fast—web, iOS, Android, Mac, and Surface from one codebase. Auth, AI chat, and analytics come wired in, and the stack can run in your VPC so engineering ships without a new vendor review per app. On ibl.ai you own all the code and the data, run it model-agnostic across any LLM, and pay with no per-seat pricing — so you can deploy anywhere, from your own cloud to a fully air-gapped network. No need to choose build vs. buy — you get both.
“ibl.ai does amazing work and are great people.”
Built with Agentic Vibe
The two most-used ibl.ai applications are Vibe apps: the same SDK, the same skills, the same sign-in. Yours starts from the same place.
Who holds the keys?
Tools like Replit, Lovable and Bolt hand you total control, which also means the sign-in, the API keys and the backend are yours to get right. Vibe takes that part off the table.
| Agentic Vibe | Typical vibe-coding tools | |
|---|---|---|
| Who signs the user in | Agentic Vibeibl.ai SSO, client side. The person gets their own token and every later call carries it. | Typical vibe-coding toolsYou build it, or wire in a third-party auth provider yourself. |
| Secrets in your app | Agentic VibeNone. No LLM keys, no shared server secret to store, rotate or leak. | Typical vibe-coding toolsProvider and database keys live in your env files; keeping them safe is on you. |
| Server-to-server code | Agentic VibeNone to write. The browser or app talks to the platform as the signed-in person. | Typical vibe-coding toolsA backend you vibe code, host, patch and defend. |
| Features to pick from | Agentic Vibe161 skills and the SDK's components: agents, projects, analytics, billing, RBAC, courses. | Typical vibe-coding toolsGeneric scaffolds; each platform feature is yours to build. |
| What you own | Agentic VibeThe MIT toolkit and your app, and the whole platform under a code license, so you own all the code and the data. | Typical vibe-coding toolsYour app code; the platform underneath stays theirs. |
MCP Architecture Guide for Financial Services
How to connect your financial systems (core banking, CRM, compliance, trading) to AI agents — with regulatory compliance.
Read the GuideAgentic Vibe — Build Compliant Financial Apps Fast, in Your VPC
Agentic Vibe is the developer toolkit for vibe coding on ibl.ai. Scaffold a complete app—auth, AI chat, profiles, analytics—and ship it to web, iOS, Android, Mac, and Surface from one codebase.
Engineering teams at banks and insurers build customer and internal tools without standing up infrastructure, and the whole stack can run in your VPC—you own all the code and the data.
For Engineering Teams: Ship Without a New Vendor Per App
For Product & Risk Teams: Governed by Design
For CIOs & CISOs: Owned, Not Outsourced
What's Inside Agentic Vibe (Highlights)
Why Agentic Vibe Beats Rolling Your Own
Benefits That Drive Impact
ibl.ai
Start Building with Agentic Vibe
What our partners say about us
Chris Gabriel | Google
Lorena Barba | George Washington University
Dr. Juana Mendenhall | Morehouse College
Juile Diop | MIT
Adam Tetelman | Nvidia
Jason Dom | American Public University System
Benjamin Breyer | Columbia University
Ken Fujiuchi | SUNY
Erika Digirolamo | Monroe College
David Flaten | SUNY
David Vise | Modern States Education Alliance
Linda Wood | ARM Institute (U.S. Department of Defense)
Chris Gabriel | Google
Lorena Barba | George Washington University
Dr. Juana Mendenhall | Morehouse College
Juile Diop | MIT
Adam Tetelman | Nvidia
Jason Dom | American Public University System
Benjamin Breyer | Columbia University
Ken Fujiuchi | SUNY
Erika Digirolamo | Monroe College
David Flaten | SUNY
David Vise | Modern States Education Alliance
Linda Wood | ARM Institute (U.S. Department of Defense)
Frequently Asked Questions
Agentic Vibe is the open-source developer toolkit for building AI-powered apps on ibl.ai. It scaffolds a complete Next.js app—SSO auth, AI chat, profiles, and analytics already wired up—so you go from zero to a deployed app in minutes.
The code is on GitHub at github.com/iblai/vibe under an MIT license.
One codebase ships to web (via Vercel), desktop (macOS, Windows/Surface, Linux), and mobile (iOS and Android) using Tauri v2. You build once and reach users on every device—no separate native projects to maintain.
No. iblai.app provides the backend—SSO authentication, AI agent infrastructure, analytics, and multi-tenant management—with a free tier to start. There are no API tokens to store, rotate, or leak.
If you want to self-host, you can license the full platform and run the whole stack in your own environment.
Agentic Vibe is model-agnostic. Wire your apps to agents running on OpenAI, Gemini, Anthropic, Llama, or your own self-hosted model—and switch anytime without rewriting your app.
The toolkit ships 30+ Claude Code skills plus the @iblai/mcp server, which give your AI coding agent deep knowledge of the platform's components, hooks, and APIs. Adding auth, chat, profiles, or analytics becomes a prompt instead of a docs scavenger hunt.
Yes. The toolkit is MIT-licensed and your app's code is yours. Run against hosted iblai.app or license the full platform and self-host—either way you keep the code and the data, with no vendor lock-in. Get started at github.com/iblai/vibe.
Bring us a hard problem. Keep the code.
Run Agentic Vibe on your own terms
Start free on our cloud today, or take the whole codebase into your own infrastructure. Either way our engineers work alongside your team, and you own all the code and the data.
ibl.ai is family-owned and operated from New York, NY — a U.S.-headquartered, domestically-owned long-term partner, not a vendor that sells licenses and moves on. · SOC 2 Type II certified